As I strolled through the farmers’ market last weekend, the sight of perfectly ripe, speckled bananas caught my eye, whispering sweet promises of comfort and indulgence. That’s what inspired me to whip up this Moist Banana Bread Cake with Cream Cheese Frosting—a delightful twist on the beloved classic that will wrap you in warmth with every bite. Not only does this cake bring together the rich, buttery flavor of ripe bananas, but it also boasts a creamy frosting that elevates this treat into something truly special. Perfect for family gatherings or simply enjoying with a warm cup of tea, this recipe is quick to prepare, making it an ideal solution for those busy weeknights when you crave something homemade. Are you ready to fill your kitchen with the inviting aroma of fresh-baked goodness?

Why is this Banana Bread Cake special?
Moist Texture: The tender crumb of this cake provides a melt-in-your-mouth experience, making it a delightful treat for any occasion.
Creamy Frosting: Topping the cake with rich cream cheese frosting adds a tangy sweetness that perfectly balances the banana’s natural sugars.
Quick & Easy: With only a few simple steps, you can whip up this decadent dessert in no time, making it perfect for busy weeknights or last-minute gatherings.
Versatile Flavors: Enjoy it as a breakfast item or dessert; it pairs beautifully with coffee, tea, or a scoop of vanilla ice cream.
Nutritional Benefits: Bananas offer potassium and vitamins, making this treat not only indulgent but also a little nutritious! Check out other banana-themed recipes like this Fluffy Banana Bread for more ways to enjoy this versatile fruit.
Banana Bread Cake Ingredients
• Packed with flavor and warmth, this recipe combines sweetness and creaminess—perfect for indulgence!
For the Cake
- Ripe Bananas – Use heavily speckled or brown bananas for the best natural sweetness and moisture.
- All-Purpose Flour – Spoon into your measuring cup to avoid compacting, ensuring a light texture.
- Granulated Sugar – Sweetens the batter and contributes to texture; honey can substitute but may require adjustments.
- Baking Powder – Use 1 teaspoon to help the cake rise and achieve a fluffy texture.
- Baking Soda – Works alongside baking powder; use ½ teaspoon for an extra boost in leavening.
- Large Eggs – Make sure they’re at room temperature for better incorporation and richer flavor.
- Unsalted Butter – Use ½ cup of softened butter to add rich, creamy flavor to the cake.
- Vanilla Extract – Adds depth to both the cake and frosting; use 1 teaspoon in each for best results.
For the Cream Cheese Frosting
- Cream Cheese – An 8-ounce block, softened to room temperature, is essential for a smooth and creamy frosting.
- Powdered Sugar – Aim for 2 cups to achieve a sweet, velvety consistency that complements the cake perfectly.
This Banana Bread Cake with Cream Cheese Frosting is a delightful treat waiting to fill your home with warmth and sweetness!
Step‑by‑Step Instructions for Banana Bread Cake with Cream Cheese Frosting
Step 1: Preheat and Prepare Your Oven
Begin by preheating your oven to 350°F (175°C). While it’s heating, grease a 9×5 inch baking pan with butter or non-stick spray. This ensures that your Banana Bread Cake with Cream Cheese Frosting will release easily once baked. Set the pan aside while you move on to preparing the cake batter.
Step 2: Mash the Bananas
In a large mixing bowl, take your ripe bananas and mash them using a fork or a potato masher until smooth. Aim for about 1.5 cups of mashed bananas, which should have a few small lumps for added texture. Set the mashed bananas aside, allowing their natural sweetness to shine through in the cake.
Step 3: Combine Dry Ingredients
In another bowl, whisk together 2 cups of all-purpose flour, 1 teaspoon of baking powder, ½ teaspoon of baking soda, and a pinch of salt. This step is crucial for the cake’s structure, as the flour gives it body while the baking powder and soda help it rise. Mix well until evenly combined, ensuring no lumps remain.
Step 4: Cream the Butter and Sugar
Using a mixer, cream together ½ cup of softened unsalted butter and 1 cup of granulated sugar in a large bowl for 2-3 minutes until you achieve a light and fluffy texture. Next, add in 2 large eggs one at a time, mixing thoroughly after each addition. Then, incorporate 1 teaspoon of vanilla extract and the mashed bananas into the blend for a rich flavor base.
Step 5: Combine Wet and Dry Mixtures
Gradually add the dry ingredient mixture to the wet mixture, mixing on low speed just until combined. Be careful not to overmix! The batter for your Banana Bread Cake should be smooth, but it’s perfectly fine to have a few small lumps. This gentle approach ensures a tender cake.
Step 6: Bake the Cake
Pour the batter into your prepared pan, smoothing the top with a spatula. Bake in the preheated oven for 45-55 minutes. The cake is done when a toothpick inserted into the center comes out clean. Enjoy the delightful aroma wafting through your kitchen as it bakes!
Step 7: Cool the Cake
Once baked, remove the cake from the oven and let it cool in the pan for about 10 minutes. Then, carefully transfer it to a wire rack to cool completely. This cooling step is essential, as frosting a warm cake will cause the icing to melt, affecting both flavor and presentation.
Step 8: Prepare the Cream Cheese Frosting
While the cake cools, prepare the frosting. In a mixing bowl, blend 8 ounces of softened cream cheese with 2 cups of powdered sugar and 1 teaspoon of vanilla extract until the mixture is smooth and creamy. The frosting should have a velvety texture that spreads easily over the cake.
Step 9: Frost and Serve
Once the cake is completely cool, generously frost the top with your cream cheese frosting. Use a spatula to spread the frosting evenly, letting it slightly overflow for a beautiful finish. Slice the cake into pieces and enjoy your delightful Banana Bread Cake with Cream Cheese Frosting with friends and family!

What to Serve with Moist Banana Bread Cake with Cream Cheese Frosting
Elevate your banana bread experience by pairing it with complementary flavors and textures that create a memorable spread.
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Coffee or Tea: The warm, cozy flavors of coffee or tea enhance the cake’s sweetness, making your afternoon treat even more delightful.
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Vanilla Ice Cream: A scoop of creamy vanilla ice cream on the side adds a rich and cool contrast to the moist cake, perfect for indulgence.
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Fresh Berries: Juicy strawberries or tart raspberries brighten the plate, adding a refreshing layer and a pop of color that complements the cake beautifully.
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Whipped Cream: Light and airy whipped cream adds a lusciousness, making each bite feel even more special and celebratory.
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Caramel Sauce: Drizzling warm caramel sauce over the cake introduces a sweet, buttery flavor that’ll take your dessert to new heights.
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Coconut Flakes: Sprinkling toasted coconut on top adds a bit of crunch and a tropical twist that pairs delightfully with the banana’s natural sweetness.
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Pecan Pieces: Chopped pecans introduce a satisfying crunch that contrasts wonderfully with the soft, moist cake, enhancing the texture experience.
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Lemonade or Iced Tea: Refresh your palate with a chilled drink like lemonade or iced tea; their acidity beautifully balances the creaminess of the frosting.
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Dark Chocolate Shavings: For an elevated touch, add dark chocolate shavings on top; the bittersweet notes create a sophisticated flavor profile alongside the cake.
How to Store and Freeze Banana Bread Cake
Fridge: Store your Banana Bread Cake with Cream Cheese Frosting in an airtight container for up to 5 days. This keeps it fresh and moist for those cozy snack moments.
Freezer: To freeze, wrap individual slices tightly in plastic wrap, then place them in a freezer-safe bag or container. They’ll stay delicious for up to 3 months!
Reheating: When ready to enjoy, thaw in the fridge overnight, and reheat slices in the microwave for about 10-15 seconds for a warm, comforting treat.
Room Temperature: If you plan to consume the cake within a few hours, you can keep it at room temperature, but be sure to cover it to protect it from drying out.
Make Ahead Options
These Banana Bread Cake with Cream Cheese Frosting are perfect for busy home cooks looking to save time! You can prepare the batter up to 24 hours in advance, just cover it tightly and refrigerate to keep everything fresh. The cream cheese frosting can also be made ahead and stored in an airtight container in the fridge for up to 3 days—just make sure to give it a good stir before frosting. When you’re ready to bake, simply pour the chilled batter into the prepared pan and bake as directed. Once the cake is cool, frost it with the prepared cream cheese frosting, and you’ll have a delightful treat ready to enjoy with minimal effort!
Banana Bread Cake with Cream Cheese Frosting Variations
Customize your Banana Bread Cake with Cream Cheese Frosting to suit your taste buds and dietary needs! Here are some fun ideas to inspire your culinary creativity.
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Dairy-Free: Swap cream cheese for vegan cream cheese and use coconut or almond milk instead of regular milk to keep it dairy-free and delicious.
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Nutty Delight: Add 1 cup of chopped walnuts or pecans to the batter for a nice crunch and additional flavor. Nuts not only enhance texture but also provide a satisfying bite.
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Chocolate Lovers: Fold in ½ to 1 cup of chocolate chips for an indulgent twist. The rich chocolate melds beautifully with the banana flavor, creating an irresistible cake.
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Spiced Up: Incorporate a pinch of cinnamon or nutmeg into the cake batter for added warmth. Just a hint of spice will elevate the overall flavor, making it even cozier to enjoy.
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Gluten-Free Option: Substitute all-purpose flour with a 1:1 gluten-free flour blend. Your cake will still be soft and delightful, making it accessible for gluten-sensitive friends.
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Zesty Frosting: Add 1 tablespoon of lemon or orange zest to the cream cheese frosting for a refreshing citrus kick to brighten up the cake.
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Banana Bread Snack Cake: Serve it as a snack cake by omitting the frosting and simply dusting it with powdered sugar instead. Perfect for a quick treat with your morning coffee!
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Layered Dessert: Turn your cake into a layered dessert by slicing it into two layers and adding frosting between the layers as well as on top. This adds an elegant touch perfect for special occasions.
For more inspiration or to change things up, be sure to check out these related recipes: Cottage Cheese Banana Bread and Banana Bread Pudding Cake. Happy baking!
Expert Tips for Banana Bread Cake
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Use Ripe Bananas: For the best flavor and moisture, choose bananas that are heavily speckled or brown. Underripe bananas won’t provide the same sweetness.
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Don’t Overmix: Mix the batter just until combined. Overmixing can lead to a dense texture; a few lumps are perfectly fine for your Banana Bread Cake with Cream Cheese Frosting!
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Cool Before Frosting: Ensure the cake cools completely before adding the frosting. Frosting a warm cake can cause the cream cheese icing to melt, making it difficult to spread.
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Chill the Frosting: For easier application, consider chilling the cream cheese frosting for about 30 minutes before spreading it over the cake. This will help achieve a better consistency and prevent drips.
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Variations Are Welcome: Feel free to add mix-ins like nuts or chocolate chips to the batter before baking, for an extra texture boost that pairs beautifully with this recipe!

Banana Bread Cake with Cream Cheese Frosting Recipe FAQs
What kind of bananas should I use for the best flavor?
Absolutely! For the best flavor and moisture, use ripe bananas that are heavily speckled or brown. These bananas are sweeter and contribute to a moist cake. Underripe bananas won’t provide the same rich sweetness, so make sure to choose the brown ones for optimal results!
How should I store the Banana Bread Cake?
You can store your Banana Bread Cake with Cream Cheese Frosting in an airtight container in the fridge for up to 5 days. This will keep the cake fresh and deliciously moist. If you want to save some for later, you can also freeze it by wrapping slices tightly in plastic wrap and placing them in a freezer-safe bag or container for up to 3 months.
Do I need to chill the frosting before applying it?
Very! Chilling the cream cheese frosting for about 30 minutes before spreading can help achieve a better consistency and prevent it from melting when applied to the warm cake. This will make for a lovely and aesthetically pleasing finish on your Banana Bread Cake!
Can I add any mix-ins or variations to this recipe?
Of course! You can really get creative with this Banana Bread Cake. Consider adding mix-ins such as chopped walnuts or pecans for a delightful crunch, or chocolate chips for a touch of sweet indulgence. Feel free to swap the cream cheese for mascarpone or Greek yogurt for a lighter frosting!
What if my cake comes out too dense?
If your Banana Bread Cake turns out dense, it may be due to overmixing the batter. When combining the dry and wet ingredients, mix just until combined. A few lumps are perfectly fine! Additionally, make sure your baking powder and soda are fresh, as expired leavening agents can hinder rise and fluffiness.
Is it okay to give this cake to my pets?
It’s best to avoid giving this Banana Bread Cake to pets. Ingredients like butter and sugar can be harmful to animals in large amounts. Always stick to pet-safe treats for your furry friends to keep them healthy and happy!

Irresistibly Moist Banana Bread Cake with Cream Cheese Frosting
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and grease a 9x5 inch baking pan.
- Mash the ripe bananas until smooth, aiming for about 1.5 cups.
- Whisk together flour, baking powder, baking soda, and a pinch of salt.
- Cream together butter and sugar, then add eggs one at a time, mixing well.
- Incorporate mashed bananas and vanilla extract into the mixture.
- Gradually add dry ingredients to the wet mixture, mixing just until combined.
- Pour batter into prepared pan and bake for 45-55 minutes until a toothpick comes out clean.
- Cool the cake in the pan for 10 minutes before transferring to a wire rack.
- Prepare the frosting by blending cream cheese, powdered sugar, and vanilla extract until smooth.
- Frost the cooled cake generously with the cream cheese frosting and serve.

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